It was doing some form of accounting yesterday before I went to bed and to my surprise, my expenses for this month has gone up considerably. My oh my. I was pretty confident that I was on track financially but when I go through it, I just shook my head in disbelief. True, I have made some withdrawals from my savings account but I sure did not notice that I withdraw 5 times for this month alone. Worst, I don't even know where I used the money.
Was I going out a lot - don't think so (Sure, I had dinner with my college friends but I wasn't spending much). Did I shop this month? - I don't believe so either, I don't hit the mall that often and I am a one-time big-time shopper (It means, when I shop, it's scheduled and I did shop last December already so it's too early to schedule another shopping spree soon). Was it because of my birthday?- Definitely not, my parents prepared a simple dinner and they're the ones who spend on it (that means, I still owe the girls a lunch or dinner when they are free already). I was sure that my head was aching before I went to bed.
So, for this month I need to save - save big time. I cannot afford to splurge, not until I'm done with my financial project. I'm back to the drawing board. It was pay day yesterday and I set aside a good chunk of it as my savings (I'm going to do some banking on Monday again). Definitely no withdrawals for this month. I have disciplined myself before so I can definitely do it again.
Was I going out a lot - don't think so (Sure, I had dinner with my college friends but I wasn't spending much). Did I shop this month? - I don't believe so either, I don't hit the mall that often and I am a one-time big-time shopper (It means, when I shop, it's scheduled and I did shop last December already so it's too early to schedule another shopping spree soon). Was it because of my birthday?- Definitely not, my parents prepared a simple dinner and they're the ones who spend on it (that means, I still owe the girls a lunch or dinner when they are free already). I was sure that my head was aching before I went to bed.
So, for this month I need to save - save big time. I cannot afford to splurge, not until I'm done with my financial project. I'm back to the drawing board. It was pay day yesterday and I set aside a good chunk of it as my savings (I'm going to do some banking on Monday again). Definitely no withdrawals for this month. I have disciplined myself before so I can definitely do it again.
2 comments:
you REALLY need to save, especially since dayunon ta ang LiaCom trip ta this summer, remember?
so where to? im thinking palawan if we cant go out of the country :D
Take it from somebody who has been savings a lot also, right baby? Don't worry I'll save up for that LC trip of ours...
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